| Income Statement |
| Interest Income | 100,868,000 | 90.944% | 52,826,000 | 36,188,000 | | (Interest Expense) | (65,072,000) | 189.866% | (22,449,000) | (9,699,000) | | Net Interest Income / (Expense) | 35,796,000 | 17.839% | 30,377,000 | 26,489,000 | | Other Operating Income | 30,262,000 | 49.494% | 20,243,000 | 23,063,000 | | Operating Income | 66,058,000 | 30.498% | 50,620,000 | 49,552,000 | | (Operating Expense) | (32,070,000) | -1.930% | (32,701,000) | (34,620,000) | | (Charge for Bad Debts) | (3,447,000) | -3.823% | (3,584,000) | 928,000 | | Operating Profit / (Loss) | 30,541,000 | 113.052% | 14,335,000 | 15,860,000 | | Exceptional Items | -- | -- | -- | -- | | Profit / (Loss) before Taxation | 30,348,000 | 77.911% | 17,058,000 | 18,906,000 | | Taxation | (5,789,000) | -- | (809,000) | (4,213,000) | | Minority Interests | (1,026,000) | -- | (690,000) | (776,000) | | Profit / (Loss) Attributable to Shareholders | 22,432,000 | 56.364% | 14,346,000 | 12,614,000 | | | | EPS / (LPS) (cts) | 115.000 | 59.722% | 72.000 | 62.000 | | DPS (cts) | 61.000 | 90.625% | 32.000 | 25.000 | | | | Dividend Payout Ratio (%) | 53.043% | -- | 44.444% | 40.323% | | NBV Per Share ($) | 9.621 | 9.792% | 8.763 | 9.609 |
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| Financial Ratio |
| Net Interest Margin (%) | 1.200% | -- | 1.220% | 1.110% | | Interest Expense / Interest Income (%) | 64.512% | -- | 42.496% | 26.802% | | Operating Expense / Operating Income (%) | 48.548% | -- | 64.601% | 69.866% | | ROAA (%) | 0.749% | -- | 0.486% | 0.425% | | ROAE (%) | 12.354% | -- | 7.629% | 6.392% | | No. of Branches | -- | -- | -- | -- |
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