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| 資產 |
| |
2025/12
RMB(M$) |
變動 |
2024/12
RMB(M$) |
2023/12
RMB(M$) |
| 庫存現金及短期資金 | 1,319,171 | 0.340% | 1,314,703 | 1,337,501 | | 定期存放同業 | 805,235 | 31.899% | 610,493 | 486,958 | | 客戶貸款 | 9,440,874 | 8.714% | 8,684,144 | 7,915,245 | | 存款證 | -- | -- | -- | -- | | 證券投資 | 5,398,499 | 8.404% | 4,979,962 | 4,499,072 | | 固定資產 | 75,594 | 5.076% | 71,942 | 67,013 | | 其他資產 | 1,642,694 | 15.385% | 1,423,666 | 1,420,842 | | 總資產 | 18,682,067 | 9.348% | 17,084,910 | 15,726,631 | |
| 負債 |
| |
2025/12
RMB(M$) |
變動 |
2024/12
RMB(M$) |
2023/12
RMB(M$) |
| 同業存款 | 189,271 | 39.581% | 135,599 | 95,303 | | 客戶存款 | 16,541,716 | 8.204% | 15,287,541 | 13,955,963 | | 已發行存款證 | -- | -- | -- | -- | | 其他負債 | 788,735 | 25.172% | 630,121 | 718,749 | | 總負債 | 17,519,722 | 9.135% | 16,053,261 | 14,770,015 | |
| 主要財務比率 |
| |
2025/12
RMB(M$) |
變動 |
2024/12
RMB(M$) |
2023/12
RMB(M$) |
| 流動資金/客戶存款比率(％) | 12.843% | -- | 12.593% | 13.073% | | 貸存比率(％) | 57.073% | -- | 56.805% | 56.716% | | 客 戶 貸 款 / 總 資 產 比 率 (％) | 50.534% | -- | 50.829% | 50.330% | | 呆壞帳準備/客戶貸款比率(％) | 2.150% | -- | 2.570% | 2.867% | |
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