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| 資產 |
| |
2025/12
RMB(M$) |
變動 |
2024/12
RMB(M$) |
2023/12
RMB(M$) |
| 庫存現金及短期資金 | 125,704 | -3.074% | 129,691 | 164,723 | | 定期存放同業 | 79,535 | 14.794% | 69,285 | 79,430 | | 客戶貸款 | 1,883,237 | 3.892% | 1,812,684 | 1,673,272 | | 存款證 | -- | -- | -- | -- | | 證券投資 | 821,712 | -0.589% | 826,578 | 767,496 | | 固定資產 | 40,813 | 13.518% | 35,953 | 29,645 | | 其他資產 | 530,091 | 17.446% | 451,348 | 429,313 | | 總資產 | 3,481,092 | 4.678% | 3,325,539 | 3,143,879 | |
| 負債 |
| |
2025/12
RMB(M$) |
變動 |
2024/12
RMB(M$) |
2023/12
RMB(M$) |
| 同業存款 | 344,374 | -6.150% | 366,940 | 358,654 | | 客戶存款 | 2,043,466 | 6.304% | 1,922,289 | 1,868,659 | | 已發行存款證 | -- | -- | -- | -- | | 其他負債 | 885,917 | 6.280% | 833,567 | 726,989 | | 總負債 | 3,273,757 | 4.834% | 3,122,796 | 2,954,302 | |
| 主要財務比率 |
| |
2025/12
RMB(M$) |
變動 |
2024/12
RMB(M$) |
2023/12
RMB(M$) |
| 流動資金/客戶存款比率(％) | 10.044% | -- | 10.351% | 13.066% | | 貸存比率(％) | 92.159% | -- | 94.298% | 89.544% | | 客 戶 貸 款 / 總 資 產 比 率 (％) | 54.099% | -- | 54.508% | 53.223% | | 呆壞帳準備/客戶貸款比率(％) | 2.053% | -- | 2.393% | 2.504% | |
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