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| 資產 |
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2025/12
RMB(K$) |
變動 |
2024/12
RMB(K$) |
2023/12
RMB(K$) |
| 庫存現金及短期資金 | 55,090,581 | 7.590% | 51,204,006 | 55,782,700 | | 定期存放同業 | 142,440,912 | 27.780% | 111,473,447 | 108,645,968 | | 客戶貸款 | 765,892,687 | 12.000% | 683,830,682 | 647,276,750 | | 存款證 | 0 | -- | 0 | 0 | | 證券投資 | 562,509,853 | 3.508% | 543,448,317 | 488,007,839 | | 固定資產 | 5,792,658 | 18.605% | 4,883,974 | 5,354,506 | | 其他資產 | 134,457,573 | 11.545% | 120,541,373 | 136,454,309 | | 總資產 | 1,666,184,264 | 9.951% | 1,515,381,799 | 1,441,522,072 | |
| 負債 |
| |
2025/12
RMB(K$) |
變動 |
2024/12
RMB(K$) |
2023/12
RMB(K$) |
| 同業存款 | 986,104 | -67.474% | 3,031,742 | 55,923,696 | | 客戶存款 | 1,028,727,509 | 9.213% | 941,946,157 | 896,202,230 | | 已發行存款證 | -- | -- | -- | -- | | 其他負債 | 496,734,723 | 13.837% | 436,354,984 | 365,454,396 | | 總負債 | 1,526,448,336 | 10.505% | 1,381,332,883 | 1,317,580,322 | |
| 主要財務比率 |
| |
2025/12
RMB(K$) |
變動 |
2024/12
RMB(K$) |
2023/12
RMB(K$) |
| 流動資金/客戶存款比率(％) | 19.202% | -- | 17.270% | 18.347% | | 貸存比率(％) | 74.450% | -- | 72.598% | 72.224% | | 客 戶 貸 款 / 總 資 產 比 率 (％) | 45.967% | -- | 45.126% | 44.902% | | 呆壞帳準備/客戶貸款比率(％) | 3.938% | -- | 4.262% | 4.350% | |
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