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| 資產 |
| |
2024/12
RMB(M$) |
變動 |
2023/12
RMB(M$) |
2022/12
RMB(M$) |
| 庫存現金及短期資金 | 51,204 | -8.208% | 55,783 | 52,894 | | 定期存放同業 | 111,473 | 2.602% | 108,646 | 94,667 | | 客戶貸款 | 683,831 | 5.647% | 647,277 | 605,085 | | 存款證 | 0 | -- | 0 | 0 | | 證券投資 | 543,448 | 11.361% | 488,008 | 507,147 | | 固定資產 | 4,884 | -8.788% | 5,355 | 5,251 | | 其他資產 | 120,541 | -11.662% | 136,454 | 87,257 | | 總資產 | 1,515,382 | 5.124% | 1,441,522 | 1,352,301 | |
| 負債 |
| |
2024/12
RMB(M$) |
變動 |
2023/12
RMB(M$) |
2022/12
RMB(M$) |
| 同業存款 | 3,032 | -94.579% | 55,924 | 51,844 | | 客戶存款 | 941,946 | 5.104% | 896,202 | 824,947 | | 已發行存款證 | -- | -- | -- | -- | | 其他負債 | 436,355 | 19.401% | 365,454 | 360,054 | | 總負債 | 1,381,333 | 4.839% | 1,317,580 | 1,236,845 | |
| 主要財務比率 |
| |
2024/12
RMB(M$) |
變動 |
2023/12
RMB(M$) |
2022/12
RMB(M$) |
| 流動資金/客戶存款比率(％) | 17.270% | -- | 18.347% | 17.887% | | 貸存比率(％) | 72.598% | -- | 72.224% | 73.348% | | 客 戶 貸 款 / 總 資 產 比 率 (％) | 45.126% | -- | 44.902% | 44.745% | | 呆壞帳準備/客戶貸款比率(％) | 4.262% | -- | 4.350% | 4.361% | |
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