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| 資產 |
| |
2025/12
RMB(M$) |
變動 |
2024/12
RMB(M$) |
2023/12
RMB(M$) |
| 庫存現金及短期資金 | 575,015 | 0.165% | 574,065 | 682,802 | | 定期存放同業 | 707,838 | 12.501% | 629,186 | 388,463 | | 客戶貸款 | 7,004,238 | 5.604% | 6,632,548 | 6,252,755 | | 存款證 | -- | -- | -- | -- | | 證券投資 | 3,487,325 | 14.113% | 3,056,022 | 2,667,775 | | 固定資產 | 147,811 | 0.711% | 146,768 | 133,549 | | 其他資產 | 1,148,296 | 3.130% | 1,113,447 | 903,139 | | 總資產 | 13,070,523 | 7.558% | 12,152,036 | 11,028,483 | |
| 負債 |
| |
2025/12
RMB(M$) |
變動 |
2024/12
RMB(M$) |
2023/12
RMB(M$) |
| 同業存款 | 911,699 | 30.247% | 699,975 | 508,378 | | 客戶存款 | 9,924,558 | 7.930% | 9,195,329 | 8,240,498 | | 已發行存款證 | -- | -- | -- | -- | | 其他負債 | 953,367 | -6.830% | 1,023,257 | 1,193,878 | | 總負債 | 11,789,624 | 7.978% | 10,918,561 | 9,942,754 | |
| 主要財務比率 |
| |
2025/12
RMB(M$) |
變動 |
2024/12
RMB(M$) |
2023/12
RMB(M$) |
| 流動資金/客戶存款比率(％) | 12.926% | -- | 13.085% | 13.000% | | 貸存比率(％) | 70.575% | -- | 72.130% | 75.878% | | 客 戶 貸 款 / 總 資 產 比 率 (％) | 53.588% | -- | 54.580% | 56.696% | | 呆壞帳準備/客戶貸款比率(％) | 3.632% | -- | 3.861% | 4.104% | |
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