| 資產 |
| |
2025/12
RMB(M$) |
變動 |
2024/12
RMB(M$) |
2023/12
RMB(M$) |
| 庫存現金及短期資金 | 386,916 | 13.493% | 340,915 | 416,442 | | 定期存放同業 | 587,295 | 10.188% | 532,994 | 318,817 | | 客戶貸款 | 5,746,871 | 2.596% | 5,601,450 | 5,383,750 | | 存款證 | -- | -- | -- | -- | | 證券投資 | 2,248,047 | 13.913% | 1,973,472 | 1,979,082 | | 固定資產 | 85,391 | 46.899% | 58,129 | 49,480 | | 其他資產 | 1,076,508 | 4.947% | 1,025,762 | 904,913 | | 總資產 | 10,131,028 | 6.276% | 9,532,722 | 9,052,484 | |
| 負債 |
| |
2025/12
RMB(M$) |
變動 |
2024/12
RMB(M$) |
2023/12
RMB(M$) |
| 同業存款 | 936,672 | -3.286% | 968,492 | 927,887 | | 客戶存款 | 6,127,012 | 4.480% | 5,864,311 | 5,467,657 | | 已發行存款證 | -- | -- | -- | -- | | 其他負債 | 2,219,714 | 17.287% | 1,892,554 | 1,922,265 | | 總負債 | 9,283,398 | 6.396% | 8,725,357 | 8,317,809 | |
| 主要財務比率 |
| |
2025/12
RMB(M$) |
變動 |
2024/12
RMB(M$) |
2023/12
RMB(M$) |
| 流動資金/客戶存款比率(％) | 15.900% | -- | 14.902% | 13.447% | | 貸存比率(％) | 93.796% | -- | 95.518% | 98.465% | | 客 戶 貸 款 / 總 資 產 比 率 (％) | 56.725% | -- | 58.760% | 59.473% | | 呆壞帳準備/客戶貸款比率(％) | 2.365% | -- | 2.445% | 2.438% | |
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