| 損益表 |
| |
2025/12
RMB(K$) |
變動 |
2024/12
RMB(K$) |
2023/12
RMB(K$) |
| 利息收入 | 1,201,338,000 | -5.828% | 1,275,680,000 | 1,223,698,000 | | (利息支出) | (631,744,000) | -9.100% | (694,988,000) | (651,948,000) | | 淨利息收入/(支出) | 569,594,000 | -1.911% | 580,692,000 | 571,750,000 | | 其他經營收入 | 155,537,000 | 18.981% | 130,724,000 | 123,718,000 | | 經營收入 | 725,131,000 | 1.928% | 711,416,000 | 695,468,000 | | (經營支出) | (275,371,000) | 5.433% | (261,180,000) | (252,305,000) | | (呆壞帳準備支出) | (127,207,000) | -2.975% | (131,107,000) | (135,933,000) | | 經營溢利/(虧損) | 322,553,000 | 1.073% | 319,129,000 | 307,230,000 | | 特殊項目 | -- | -- | -- | -- | | 稅前溢利/(虧損) | 323,689,000 | 1.406% | 319,201,000 | 307,419,000 | | 稅項 | (31,686,000) | -- | (36,530,000) | (37,599,000) | | 少數股東權益 | (962,000) | -- | (588,000) | (464,000) | | 股東應佔溢利/(虧損) | 277,540,000 | 4.001% | 266,864,000 | 255,421,000 | | | | 每股盈利/(虧損)(仙) | 78.000 | 4.000% | 75.000 | 72.000 | | 每股派息(仙) | 24.950 | 3.142% | 24.190 | 23.090 | | | | 派息比率(％) | 31.987% | -- | 32.253% | 32.069% | | 每股帳面資產淨值($) | 9.250 | 4.736% | 8.831 | 8.255 |
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| 主要財務比率 |
| |
2025/12
RMB(K$) |
變動 |
2024/12
RMB(K$) |
2023/12
RMB(K$) |
| 淨息差(%) | 1.160% | -- | 1.270% | 1.450% | | 利息支出/利息收入比率(%) | 52.587% | -- | 54.480% | 53.277% | | 成本/收入比率(%) | 37.975% | -- | 36.713% | 36.278% | | 資產回報率(％) | 0.603% | -- | 0.642% | 0.692% | | 股東資金回報率(％) | 8.772% | -- | 8.925% | 9.192% | | 在港分行數目(間) | -- | -- | -- | -- | |
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