| 損益表 |
| |
2025/12
RMB(K$) |
變動 |
2024/12
RMB(K$) |
2023/12
RMB(K$) |
| 利息收入 | 211,158,000 | -9.764% | 234,007,000 | 250,809,000 | | (利息支出) | (119,057,000) | -13.313% | (137,341,000) | (143,329,000) | | 淨利息收入/(支出) | 92,101,000 | -4.722% | 96,666,000 | 107,480,000 | | 其他經營收入 | 34,359,000 | -11.739% | 38,929,000 | 38,255,000 | | 經營收入 | 126,460,000 | -6.737% | 135,595,000 | 145,735,000 | | (經營支出) | (40,342,000) | -7.407% | (43,569,000) | (43,909,000) | | (呆壞帳準備支出) | (36,431,000) | -10.191% | (40,565,000) | (52,105,000) | | 經營溢利/(虧損) | 49,687,000 | -3.447% | 51,461,000 | 49,721,000 | | 特殊項目 | -- | -- | -- | -- | | 稅前溢利/(虧損) | 49,687,000 | -3.472% | 51,474,000 | 49,757,000 | | 稅項 | (10,546,000) | -- | (9,563,000) | (8,681,000) | | 少數股東權益 | (315,000) | -- | (215,000) | (284,000) | | 股東應佔溢利/(虧損) | 34,179,000 | -7.336% | 36,885,000 | 35,981,000 | | | | 每股盈利/(虧損)(仙) | 58.000 | -6.452% | 62.000 | 62.000 | | 每股派息(仙) | 17.500 | -7.407% | 18.900 | 17.300 | | | | 派息比率(％) | 30.172% | -- | 30.484% | 27.903% | | 每股帳面資產淨值($) | 10.236 | 2.910% | 9.947 | 9.349 |
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| 主要財務比率 |
| |
2025/12
RMB(K$) |
變動 |
2024/12
RMB(K$) |
2023/12
RMB(K$) |
| 淨息差(%) | 1.320% | -- | 1.450% | 1.680% | | 利息支出/利息收入比率(%) | 56.383% | -- | 58.691% | 57.147% | | 成本/收入比率(%) | 31.901% | -- | 32.132% | 30.129% | | 資產回報率(％) | 0.484% | -- | 0.537% | 0.550% | | 股東資金回報率(％) | 5.732% | -- | 6.471% | 6.787% | | 在港分行數目(間) | -- | -- | -- | -- | |
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