| 損益表 |
| |
2025/12
RMB(K$) |
變動 |
2024/12
RMB(K$) |
2023/12
RMB(K$) |
| 利息收入 | 284,588,000 | -8.135% | 309,791,000 | 317,692,000 | | (利息支出) | (140,119,000) | -14.096% | (163,112,000) | (174,153,000) | | 淨利息收入/(支出) | 144,469,000 | -1.507% | 146,679,000 | 143,539,000 | | 其他經營收入 | 68,167,000 | 2.439% | 66,544,000 | 62,031,000 | | 經營收入 | 212,636,000 | -0.275% | 213,223,000 | 205,570,000 | | (經營支出) | (70,880,000) | -1.471% | (71,938,000) | (69,214,000) | | (呆壞帳準備支出) | (58,172,000) | -4.812% | (61,113,000) | (62,204,000) | | 經營溢利/(虧損) | 83,584,000 | 4.256% | 80,172,000 | 74,152,000 | | 特殊項目 | -- | -- | -- | -- | | 稅前溢利/(虧損) | 84,043,000 | 3.933% | 80,863,000 | 74,887,000 | | 稅項 | (12,553,000) | -- | (11,395,000) | (6,825,000) | | 少數股東權益 | (872,000) | -- | (892,000) | (1,046,000) | | 股東應佔溢利/(虧損) | 68,212,000 | 4.594% | 65,216,000 | 63,656,000 | | | | 每股盈利/(虧損)(仙) | 120.000 | -1.639% | 122.000 | 127.000 | | 每股派息(仙) | 38.100 | 7.415% | 35.470 | 35.600 | | | | 派息比率(％) | 31.750% | -- | 29.074% | 28.031% | | 每股帳面資產淨值($) | 14.895 | 2.655% | 14.509 | 14.647 |
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| 主要財務比率 |
| |
2025/12
RMB(K$) |
變動 |
2024/12
RMB(K$) |
2023/12
RMB(K$) |
| 淨息差(%) | 1.600% | -- | 1.710% | 1.750% | | 利息支出/利息收入比率(%) | 49.236% | -- | 52.652% | 54.818% | | 成本/收入比率(%) | 33.334% | -- | 33.738% | 33.669% | | 資產回報率(％) | 0.694% | -- | 0.702% | 0.723% | | 股東資金回報率(％) | 8.431% | -- | 8.658% | 9.208% | | 在港分行數目(間) | -- | -- | -- | -- | |
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